

Sydney Payne is a mortgage and private lending professional driven by a belief that access to capital should feel clear, empowering, and relationship-based. In her role at Simplending Financial, she partners with real estate investors to structure thoughtful, efficient financing solutions for fix-and-flip and rental projects, helping borrowers move confidently from opportunity to execution. Sydney’s background spans investor-focused lending, borrower education, and operational strategy, giving her a well-rounded perspective on how lending decisions impact both people and projects. She is especially passionate about creating systems and conversations that reduce friction, build trust, and support long-term success. As a member of the Mortgage Women Leadership Council Advisory Board, Sydney is committed to uplifting women in mortgage and real estate finance through mentorship, transparency, and leadership that prioritizes both performance and integrity.